How long is cobra coverage in ny

COBRA health coverage is usually more expensive than health coverage for active employees because typically the employer pays a part of the premium for active employees while COBRA participants generally pay the entire premium themselves.

COBRA coverage, however, is ordinarily less expensive than purchasing individual health coverage because COBRA premiums are based on group plan rates rather than individual plan rates.

Under federal law COBRA applies to any group health plan, whether the employer has purchased insurance coverage or is self-insured, where the employer generally had 20 or more employees in the prior calendar year.

COBRA applies to health plans in both the private sector and public sector that is sponsored by state and local governments. Contact a knowledgeable employment law attorney today to discuss in detail your eligibility for COBRA healthcare coverage. Get a Free Case Review Now If you believe you have experienced an employment, wage, or labor related violation, feel free to contact us for assistance. This is an advertisement. This website is not affiliated with any government organization or trademarked product.

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It is mandatory to procure user consent prior to running these cookies on your website. Analytics cookies help us understand how our visitors interact with the website. It helps us understand the number of visitors, where the visitors are coming from, and the pages they navigate. Download Now. The New York month continuation requirement applies to group insurance plans and HMOs providing hospital, surgical, or medical expense coverage, regardless of the size of the employer, that are not covered by federal COBRA N.